The Central Government has launched various schemes for rural landless families.Under which the Central Government has started Aam Aadmi Vima Yojana run by LIC. It is a social security scheme to help rural landless families. If the head of a rural landless family dies prematurely and the family is in dire straits, financial assistance is given to them under this scheme. Let us know about this plan.
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| Aam Aadmi Vima Yojana run by LIC |
To avail this scheme, the age of the applicant should be between 18-59 years. Apart from this only the head of the family can avail the benefit of this scheme or the earning member of the BPL family can avail this scheme. That is, there should be a member whose earnings cover the expenses of the family.
- Financial assistance is provided if the main member of the household dies prematurely
- Applicants must be between 18-59 years of age to avail this scheme
- Under this scheme the insured will be able to make a claim in case of disability
Benefits of this plan
1. If the applicant dies due to natural causes, Rs. 30,000 is given to his family under this scheme.
2. If the plan taker dies in an accident, his nominee is paid Rs. 75,000.
3. If the head of the family becomes physically handicapped in an accident, he will be given Rs. 75,000.
4. If the person taking the scheme becomes mentally handicapped, he will have to pay Rs. 37,500.
5. Under the fifth benefit, if the plan taker dies, two children of the family from class 9 to 12 will be given a scholarship of Rs. 100 per month.
1. If the applicant dies due to natural causes, Rs. 30,000 is given to his family under this scheme.
2. If the plan taker dies in an accident, his nominee is paid Rs. 75,000.
3. If the head of the family becomes physically handicapped in an accident, he will be given Rs. 75,000.
4. If the person taking the scheme becomes mentally handicapped, he will have to pay Rs. 37,500.
5. Under the fifth benefit, if the plan taker dies, two children of the family from class 9 to 12 will be given a scholarship of Rs. 100 per month.
There is no premium to be paid
The biggest feature of this plan is that the premium is Rs. 200 per year. Of which 50 per cent is paid by the Central Government and the remaining 50 per cent by the State Government. Overall, the person gets the benefit of the scheme for free.
These are the required documents
To take advantage of this plan, you have to submit 5 required documents. You can start this scheme by submitting ration card, birth certificate, school certificate, voter identity card and Aadhaar card.
The biggest feature of this plan is that the premium is Rs. 200 per year. Of which 50 per cent is paid by the Central Government and the remaining 50 per cent by the State Government. Overall, the person gets the benefit of the scheme for free.
These are the required documents
To take advantage of this plan, you have to submit 5 required documents. You can start this scheme by submitting ration card, birth certificate, school certificate, voter identity card and Aadhaar card.
This way the claim can be made
In this scheme of Central Government, the claim amount is transferred to the beneficiary's account through NEFT. If there is no NEFT facility, then after the approval of any officer, the claim amount is sent to the beneficiary's account. Here the beneficiary can be the planner himself while he is getting financial assistance in case of an accident. At the same time, if the subscriber of the scheme dies, the money is sent from LIC to the account of his nominee.
Under this scheme the insured will be able to make a claim in case of disability
It is noteworthy that under this wonderful scheme of the government, in case of disability, the insured will claim himself. For this he has to submit all the required documents along with the claim form. And most importantly, LIC also offers scholarships to insured children under the Aam Aadmi Vima Yojana. The scholarship amount is Rs. 100 per month. These scholarships are given at intervals of 6 months.
In this scheme of Central Government, the claim amount is transferred to the beneficiary's account through NEFT. If there is no NEFT facility, then after the approval of any officer, the claim amount is sent to the beneficiary's account. Here the beneficiary can be the planner himself while he is getting financial assistance in case of an accident. At the same time, if the subscriber of the scheme dies, the money is sent from LIC to the account of his nominee.
Under this scheme the insured will be able to make a claim in case of disability
It is noteworthy that under this wonderful scheme of the government, in case of disability, the insured will claim himself. For this he has to submit all the required documents along with the claim form. And most importantly, LIC also offers scholarships to insured children under the Aam Aadmi Vima Yojana. The scholarship amount is Rs. 100 per month. These scholarships are given at intervals of 6 months.
